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Our AgriChoice® farm insurance policy is designed for a broad spectrum of farms and ranches.

What an AgriChoice policy covers

We start with a base policy to protect what most farm and ranch operations require.
  • Farm home, contents and personal property
  • Detached garages and other buildings
  • Farm and ranch structures
  • Personal property
  • Liability protection
  • Machinery and equipment
  • Livestock

Then, we offer a variety of optional coverages to tailor your policy to the exact needs of your farm or ranch. That way, you only pay for the protection you need. Not for coverages you don’t.

AgriChoice coverage levels

An AgriChoice policy can provide basic, broad or special coverages, depending on what you need for your farm or ranch operation.

Our basic coverage includes:
  • Rental reimbursement on farm machinery and equipment
  • Equipment breakdown coverage for equipment built into outbuildings
  • GPS equipment covered for special causes of loss
  • Cab glass repair or replacement, with no deductible
  • Foreign object damage to combines, covered at no additional charge
  • Damage during towing and hitching, covered at no additional charge 
In addition, the following options are also available as part of basic coverage:
  • Farm machinery contact with roadbed or ground, covered at no additional charge
  • Primary coverage for borrowed farm machinery (your insurance pays first)
  • Fire extinguisher recharge costs
  • $5,000 coverage for credit card fraud
  • Provisions to help protect you in the event of unwarranted animal cruelty lawsuits 

For dwellings, contents and farm structures, you can select the level of coverage that's right for your farming operation. For equipment, livestock and other farm property used in your operation, your insurance policy will define your coverage based on which causes of loss apply.

For more information about which losses are covered within each property classification, talk to a farm insurance agent.

Additional farm insurance policy coverages

 Customize your policy to the needs of your operation. For instance, do you have livestock? Protection from unfounded animal cruelty lawsuits  is available for free to all AgriChoice policyholders.

Related topics & resources

Farm transition planning
Risk management services
Expanding your farm?
Annual farm insurance review
More farm & agribusiness resources
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Find a farm agent

For your home, contents and farm structures, you can select the level of coverage that's right for your operation. For equipment, livestock and other personal property used in your operation, your insurance policy will define your coverage based on which causes of loss apply.

The availability of products and discounts varies by state. Products are subject to deductibles, exclusions and conditions.