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Setting up an employee retirement plan can be a smart way to provide for one of your key assets – your people – as well as benefitting you and your business.
  • Provide for your employees

    Provide for your employees

    As a business owner, you take care of your employees through salary, medical care options and paid vacation time. So, why not offer a retirement plan that will help them now and in their retirement years? You also may find that a retirement plan is an excellent tool for attracting and keeping valuable employees, as well as helping them attain a more financially sound future.
  • Trim your tax bill

    Trim your tax bill

    Establishing an employee retirement plan may offer tax benefits because:
    • Employer contributions to retirement plans (and often plan expenses) are generally tax-deductible.
    • Your business may be eligible for a tax credit for establishing a qualified retirement plan.
  • Invest in your own retirement

    Invest in your own retirement

    You can invest money for your own retirement in the plan you set up for your employees. A retirement plan may have these benefits for you and your employees:

    • Potential growth of your investment earnings that’s tax deferred until you take a withdrawal or distribution
    • Reduction of your income tax bill – now or in the future (when retirement funds are withdrawn)
    • Company matching of a portion of your contribution
    And, as a business owner (even if you're self-employed), you can usually invest more through a business retirement plan than through an IRA.
     
    Assets withdrawn from a qualified plan may be subject to a 10% early withdrawal tax if withdrawn prior to age 59½ and all may be subject to income tax. Keep in mind that investing involves risk, so there's no guarantee you'll reach your investment goals.

Choose a plan that suits your business

There are many types of retirement plans, including 401k, 403b, IRAs, profit-sharing and defined-benefit (or pension) plans. Each has its own benefits, features, levels of complexity and administrative costs. Some are designed for large companies; others, for smaller enterprises. There may be tax implications, as well.

Nationwide has offered group retirement plans since they were established. We can help you tailor a plan to the needs of your business.
Looking for individual retirement plans? Learn more about Nationwide retirement solutions or enroll in your employer's plan.

Ready to get started?

For sales, call 1-888-262-401K,
option 2
Monday - Thursday

8:30 a.m. – 7 p.m. ET

Friday

8:30 a.m. – 6 p.m. ET
For service, call 1-888-867-5175
Monday - Thursday

8:30 a.m. – 6 p.m. ET

Friday

8:30 a.m. – 5 p.m. ET

Federal income tax laws are complex and subject to change. This information is based on current interpretations of the law and is not guaranteed. Neither the company nor its representatives give legal or tax advice. Please consult your attorney or tax professional for answers to specific questions.

For more information about the available underlying investment options, including all charges and expenses, please consult a fund prospectus. Fund prospectuses and additional information relating to your retirement plan can be obtained by contacting your pension representative or by calling 1-800-626-3112. Before investing, carefully consider the fund's investment objectives, risks, charges and expenses. The fund prospectus contains this and other important information. Read the prospectus carefully before investing.