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With our Food Processing and Manufacturing program, we can deliver the right protection for your business with customizable coverage options and risk-management resources.

Examples of the types of food manufacturing businesses we insure under our Food Processing and Manufacturing program include:
  • Commercial bakeries
  • Dairy processors
  • Fish/Seafood processors
  • Frozen specialty food manufacturers
  • Fruit/Vegetable processors
  • Grain millers
  • Juice/Beverage processors
  • Meat processors
  • Nut hulling/processors
  • Oil extractors
  • Pasta manufacturers
  • Poultry processors
  • Snack food manufacturers
  • Spice, extract and/or flavoring manufacturers

Food processing & manufacturing coverage endorsements

  • Food endorsements
    • Accidental marring or scratching of mods, dies, patterns or plates
    • Arson reward
    • Contaminated food product
    • Food contamination and product adulteration
    • Food equipment contamination cleanup
    • Food product testing
    • Fruit or nut bin loss or damage
    • Lock re-keying or replacement
    • Milk contamination
    • Processing water
    • Professional fees
    • Property in transit
    • Prototypes
    • Research and development costs
  • Business advantage endorsement
    • Accounts receivable
    • Brands and labels
    • Consequential loss to stock
    • Contract penalties
    • Cost of inventories and appraisals
    • Covered property territory
    • Debris removal
    • Demolition cost and increased cost of construction
    • Electronic data
    • Employee dishonesty
    • Extra expense
    • Fine arts
    • Fire department service charge
    • Forgery and alteration
    • Foundations and other underground property
    • Installment sales property
    • Money and securities on and off premises
    • Money orders and counterfeit currency
    • Newly acquired or constructed property (Building)
    • Newly acquired or constructed property (BPP)
    • Outdoor trees, shrubs or plants
    • Personal effects and property of others
    • Pollutant cleanup and removal
    • Preservation of property
    • Property at unnamed locations
    • Property in custody of salespeople
    • Property in transit
    • Property off premises
    • Recharging fire extinguishing equipment
    • Rewards payment
    • Undamaged payment
    • Utility services – direct damage
    • Utility services – time element
    • Valuable papers and records (other than electronic data)
    • Water damage
  • Cyber security endorsement
    We offer comprehensive cyber security coverages and services.
    Identity recovery
    Combines identity theft coverage with services that help identity fraud victims restore their credit history and identity records to pre-theft status. Coverage and service are provided for key business owners.
    CyberOne
    Protects your business against damage to electronic data and computer systems from a virus or other computer attack. It also protects your liability to third parties that may have suffered damage.
    Data compromise
    Helps you notify and assist your clients, employees and others affected by a data breach. It also provides credit monitoring and identity restoration services, as well as defense and liability coverage to protect against lawsuits by individuals affected by the breach.

Risk management services

When you choose Nationwide to protect your business, you get much more than just insurance. You get a team of experts working to help improve workplace safety, reduce risk and ultimately help increase profitability. We offer services and materials that directly relate to the unique needs of food manufacturing and processing businesses.

Food safety

  • Food Safety Modernization Act (FSMA)
  • Food/Feed Safety and Current Good Manufacturing
  • Practices CGMPs
  • Food defense
  • Hazard Analysis and Critical Control Point (HACCP) training
  • Recall program reviews and evaluation
  • Quality assurance/quality control consultation
  • Feed material assurance scheme

Workers’ compensation

  • Cost containment
  • Return-to-work program
  • Industrial hygiene
  • Ergonomics (evaluations, program development)
  • OSHA compliance
  • Safety program design and implementation

Property engineering

  • Thermal imaging
  • Business contingency planning
  • Fire protection assessment
  • Sprinkler system analysis
  • Construction quality assurance (geotechnical guidance, structural design)

Enterprise risk management

  • Account-specific reports (premium and loss data)
  • ERM framework (follows ISO 31000 standard)
  • Benchmark studies (on specific coverages or markets)

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Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.