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Outside of our largest cities with good mass transit, Americans spend a lot of time in the car getting from point A to point B. And as we struggle to stay on schedule, few things are more maddening or stressful than getting stuck, bumper to bumper, in a traffic jam.

We try not to think about the time and money wasted sitting in traffic – but as we know instinctively, it really adds up. Understanding what causes traffic congestion can help you pinpoint when and where congestion occurs most often. Between this and a good traffic app, you should be able to avoid a few headaches down the road.

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Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.

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