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The underlying funds listed below are only available as VUL investment options in variable insurance products issued by life insurance companies. They are not offered or made available directly to the public. These portfolios may contain different investments than the similarly named mutual funds offered by the money manager; therefore, investment results may differ. Fund holdings and investment strategies are subject to change. Investments in some funds may involve certain risks and may not be appropriate for all investors.

Before investing in a VUL Accumulator fund, you should carefully consider its investment objectives, risks, charges and expenses. This and other important information is contained in the fund's prospectus, which can be obtained from your investment professional or by contacting Nationwide. Please read the prospectus carefully before investing.

Fund profiles must be read together with these IMPORTANT DISCLOSURES. For a more complete picture of any fund, you should also consult a current performance report and prospectus. Profiles may not be available for every fund.

Large cap stocks

Large-cap blend

Investment option fund profile (PDF) Fund partner
NVIT BNY Mellon Dynamic U.S. Core Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT S&P 500 Index Fund — Class I Nationwide Variable Insurance Trust Funds

Large-cap growth

Investment option fund profile (PDF) Fund partner
Deutsche DWS Variable Series I Capital Growth VIP — Class A Deutsche DWS Variable Series I
Fidelity(R) VIP Contrafund(SM) Portfolio — Service Class Fidelity Variable Insurance Products Fund II
Fidelity(R) VIP Growth Portfolio — Service Class Fidelity Variable Insurance Products Fund
Putnam VT Sustainable Leaders Fund — Class IB Putnam Variable Trust

Large-cap value

Investment option fund profile (PDF) Fund partner
American Funds Insurance Series(R) Washington Mutual Investors Fund — Class 4 American Funds Insurance Series
DFA Investment Dimensions Group — VA U.S. Large Value Portfolio DFA Investment Dimensions Group Inc.
Fidelity(R) VIP Value Strategies Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund III
MFS(R) VIT Value Series — Initial Class MFS(R) Variable Insurance Trust
Putnam VT Large Cap Value Fund — Class IA Putnam Variable Trust

Mid cap stocks

Mid-cap blend

Investment option fund profile (PDF) Fund partner
NVIT Mid Cap Index Fund — Class I Nationwide Variable Insurance Trust Funds

Mid-cap growth

Investment option fund profile (PDF) Fund partner
Janus Henderson VIT Enterprise Portfolio — Service Shares Janus Aspen Series
MFS(R) VIT Mid Cap Growth Series — Service Class MFS(R) Variable Insurance Trust
T. Rowe Price Mid-Cap Growth Portfolio — Class II T. Rowe Price Equity Series, Inc.

Mid-cap value

Investment option fund profile (PDF) Fund partner
MFS Mid Cap Value Portfolio — Initial Class MFS(R) Variable Insurance Trust
NVIT Multi-Manager Mid Cap Value Fund — Class I Nationwide Variable Insurance Trust Funds

Small cap stocks

Small-cap blend

Investment option fund profile (PDF) Fund partner
Invesco V.I. Main Street Small Cap Fund — Series I Invesco Variable Insurance Funds
NVIT Small Cap Index Fund — Class II Nationwide Variable Insurance Trust Funds

Small-cap growth

Investment option fund profile (PDF) Fund partner
NVIT Multi-Manager Small Cap Growth Fund — Class I Nationwide Variable Insurance Trust Funds

Small-cap value

Investment option fund profile (PDF) Fund partner
DFA Investment Dimensions Group — VA U.S. Targeted Value Portfolio DFA Investment Dimensions Group Inc.

International stocks

Emerging markets

Investment option fund profile (PDF) Fund partner
American Funds Insurance Series(R) New World Fund — Class 2 American Funds Insurance Series
Fidelity(R) VIP Emerging Markets Portfolio — Service Class Fidelity Variable Insurance Products Fund

Foreign large blend

Investment option fund profile (PDF) Fund partner
Janus Henderson VIT Overseas Portfolio — Service Shares Janus Aspen Series
NVIT International Equity Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT International Index Fund — Class I Nationwide Variable Insurance Trust Funds

Foreign large growth

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP Overseas Portfolio — Service Class Fidelity Variable Insurance Products Fund
MFS(R) VIT II International Growth Portfolio — Initial Class MFS(R) Variable Insurance Trust

Foreign large value

Investment option fund profile (PDF) Fund partner
DFA Investment Dimensions Group — VA International Value Portfolio DFA Investment Dimensions Group Inc.
Putnam VT International Value Fund — Class IA Putnam Variable Trust

Foreign small/mid blend

Investment option fund profile (PDF) Fund partner
DFA Investment Dimensions Group — VA International Small Portfolio DFA Investment Dimensions Group Inc.

World stock

Investment option fund profile (PDF) Fund partner
AB VPS Sustainable Global Thematic Growth Portfolio — Class B AllianceBernstein Variable Products Series Fund, Inc.
American Funds Insurance Series(R) Global Small Cap Fund — Class 4 American Funds Insurance Series
Janus Henderson Global Sustainable Equity Portfolio — Institutional Shares Janus Aspen Series
NVIT iShares Global Equity ETF Fund — Class II Nationwide Variable Insurance Trust Funds

Bonds

High yield bond

Investment option fund profile (PDF) Fund partner
BlackRock High Yield VI Fund — Class I BlackRock Variable Series Funds, Inc.

Inflation-protected bond

Investment option fund profile (PDF) Fund partner
DFA Investment Dimensions Group — VIT Inflation-Protected Securities Portfolio — Institutional Class DFA Investment Dimensions Group Inc.

Intermediate government bond

Investment option fund profile (PDF) Fund partner
American Funds Insurance Series(R) U.S. Government Securities Fund — Class 2 American Funds Insurance Series

Intermediate-term bond

Investment option fund profile (PDF) Fund partner
Lord Abbett Series Total Return Portfolio — Class VC Lord Abbett Series Fund
NVIT BNY Mellon Core Plus Bond Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Bond Index Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT DoubleLine Total Return Tactical Fund — Class II Nationwide Variable Insurance Trust Funds

Multisector bond

Investment option fund profile (PDF) Fund partner
NVIT Amundi Multi Sector Bond Fund — Class I Nationwide Variable Insurance Trust Funds

World bond

Investment option fund profile (PDF) Fund partner
DFA Investment Dimensions Group — VA Global Bond Portfolio DFA Investment Dimensions Group Inc.
NVIT iShares Fixed Income ETF Fund — Class II Nationwide Variable Insurance Trust Funds

Short-term bonds

Short-term bond

Investment option fund profile (PDF) Fund partner
MFS(R) VIT III Limited Maturity Portfolio — Service Class MFS(R) Variable Insurance Trust

Ultrashort bond

Investment option fund profile (PDF) Fund partner
DFA Investment Dimensions Group — VA Short-Term Fixed Portfolio DFA Investment Dimensions Group Inc.
PIMCO VIT Short-Term Portfolio — Administrative Class PIMCO Variable Insurance Trust

Cash

Cash

Investment option fund profile (PDF) Fund partner
NVIT Government Money Market Fund — Class V Nationwide Variable Insurance Trust Funds

Specialty

Commodities

Investment option fund profile (PDF) Fund partner
PIMCO VIT CommodityRealReturn(R) Strategy Portfolio — Administrative Class PIMCO Variable Insurance Trust

Equity sector

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP Energy Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund IV
Janus Henderson VIT Global Technology and Innovation Portfolio — Service Shares Janus Aspen Series
MFS(R) VIT Utilities Series — Initial Class MFS(R) Variable Insurance Trust
T. Rowe Price Health Sciences Portfolio T. Rowe Price Equity Series, Inc.

Managed futures

Investment option fund profile (PDF) Fund partner
NVIT J.P. Morgan Mozaic(SM) Multi-Asset Fund — Class Y Nationwide Variable Insurance Trust Funds

Multialternative

Investment option fund profile (PDF) Fund partner
Goldman Sachs VIT Multi-Strategy Alternatives Portfolio — Service Shares Goldman Sachs Variable Insurance Trust

Natural resources

Investment option fund profile (PDF) Fund partner
VanEck VIP Global Resources Fund — Initial Class VanEck Variable Insurance Products Trust

Real estate

Investment option fund profile (PDF) Fund partner
Virtus VIT Duff & Phelps Real Estate Securities Series — Class I Virtus Variable Insurance Trust

Asset allocation

Aggressive allocation

Investment option fund profile (PDF) Fund partner
NVIT Blueprint(SM) Aggressive Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Moderately Aggressive Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Aggressive Fund — Class P Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Moderately Aggressive Fund — Class P Nationwide Variable Insurance Trust Funds

Conservative allocation

Investment option fund profile (PDF) Fund partner
NVIT Blueprint(SM) Balanced Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Conservative Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Managed Growth & Income Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Moderately Conservative Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Balanced Fund — Class P Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Moderately Conservative Fund — Class P Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Conservative Fund — Class P Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Managed Growth & Income Fund — Class I Nationwide Variable Insurance Trust Funds

Moderate allocation

Investment option fund profile (PDF) Fund partner
NVIT American Funds Asset Allocation Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Capital Appreciation Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Managed Growth Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Moderate Fund — Class I Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Capital Appreciation Fund — Class P Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Moderate Fund — Class P Nationwide Variable Insurance Trust Funds
NVIT Investor Destinations Managed Growth Fund — Class I Nationwide Variable Insurance Trust Funds

World allocation

Investment option fund profile (PDF) Fund partner
BlackRock Global Allocation VI Fund — Class I BlackRock Variable Series Funds, Inc.
Deutsche DWS Variable Series II Global Income Builder VIP — Class A Deutsche DWS Variable Series II
DFA Investment Dimensions Group Inc. — VA Global Moderate Allocation Portfolio — Institutional Class DFA Investment Dimensions Group Inc.
Invesco V.I. Balanced-Risk Allocation Fund — Series I Shares Invesco Variable Insurance Funds
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