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If you’re one of the 100,000 Kentucky motorcycle owners, you want the best motorcycle insurance available in the Bluegrass State. That’s why Nationwide offers motorcycle insurance in KY designed with motorcyclists’ needs in mind. We offer superior claims service and a variety of policy options including collision, comprehensive and liability options that have features such as safety apparel and custom equipment coverage.

Nationwide also offers Kentucky motorcycle insurance discounts to keep your rates low, such as multi-policy discounts, homeowners discounts and more. We also provide Roadside Assistance as an optional add-on for Kentucky motorcycle insurance customers. Get a KY motorcycle insurance quote today so that you can hit the road with the peace of mind that you are protected from the unexpected.

Is motorcycle insurance required in Kentucky?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free Kentucky motorcycle insurance quote

Get a Kentucky motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in Kentucky
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Motorcycle insurance coverage

Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

Get motorcycle coverage
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Classic motorcycle insurance

Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcycle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.
Want to find a local agent in your neighborhood? We have Nationwide agents throughout Kentucky.
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Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in Kentucky

Auto insurance

Find auto coverages and discounts for your state.

Homeowners insurance

Find homeowners coverages and discounts for your state.

Renters insurance

Find renters coverages and discounts for your state.

On Your Side® Review

Make sure your insurance keeps up with your life.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.