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South Dakota has a long history when it comes to motorcycles and riding culture. Nationwide also has a long history of offering reliable insurance, including protection for motorcycle riders. Whether you’re a seasoned biker or an occasional rider, we can tailor a policy to your needs. We offer liability, collision and comprehensive motorcycle policies to cover your bike, passengers and even your custom motorcycle equipment.

Because we offer best-in-class coverage at affordable rates, thousands of South Dakota riders have already chosen Nationwide as the motorcycle insurance company they trust. Learn more about our coverage and discounts, including rider association discounts and multi-policy discounts. Start your South Dakota motorcycle insurance quote today with Nationwide and get the protection you need on the open road.

Is motorcycle insurance required in South Dakota?

Yes, motorcycle insurance is required and you must show proof of insurance prior to registering your motorcycle. The consequences of riding uninsured can result in varying penalties such as fines and license suspension. If you are uninsured and involved in an accident you have to pay out-of-pocket vehicle repair and medical costs.

Free South Dakota motorcycle insurance quote

Get a South Dakota motorcycle insurance quote in minutes. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877.

Reliable motorcycle insurance in South Dakota
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Motorcycle insurance coverage

Get reliable protection for your motorcycle, including custom bikes, touring bikes, cruisers, trikes, classic motorcycles, scooters and mopeds.

Get motorcycle coverage
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Classic motorcycle insurance

Protect your classic bike with classic motorcycle coverage from Nationwide.

Vintage motorcycle insurance

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your motorcycle by the manufacturer.

OEM endorsement

Original equipment manufacturer (OEM) endorsement ensures that your motorcycle is repaired with new parts from the original manufacturer.

Roadside Assistance

A Roadside Assistant field representative will be dispatched to your location to help with towing, battery jump start, gas delivery, and a flat tire change.
Want to find a local agent in your neighborhood? We have Nationwide agents throughout South Dakota.
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Have a scooter or moped?
Learn more about Nationwide's moped and scooter insurance options.

Nationwide coverage in South Dakota

Auto insurance

Find auto coverages and discounts for your state.

Homeowners insurance

Find homeowners coverages and discounts for your state.

Renters insurance

Find renters coverages and discounts for your state.

On Your Side® Review

Make sure your insurance keeps up with your life.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.