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The underlying funds listed below are only available as investment options in variable insurance products issued by life insurance companies. They are not offered or made available directly to the public. These portfolios may contain different investments than the similarly named mutual funds offered by the money manager; therefore, investment results may differ. Fund holdings and investment strategies are subject to change. Investments in some funds may involve certain risks and may not be appropriate for all investors.

Before investing in an O Series fund, you should carefully consider its investment objectives, risks, charges and expenses. This and other important information is contained in the fund's prospectus, which can be obtained from your investment professional or by contacting Nationwide. Please read the prospectus carefully before investing.

Fund profiles must be read together with these IMPORTANT DISCLOSURES. For a more complete picture of any fund, you should also consult a current performance report and prospectus. Profiles may not be available for every fund.

Large cap stocks

Large-cap blend

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP Growth & Income Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund III
NVIT American Funds Growth-Income Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT Calvert Equity Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT J.P. Morgan U.S. Equity Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT S&P 500 Index Fund — Class II Nationwide Variable Insurance Trust Funds

Large-cap growth

Investment option fund profile (PDF) Fund partner
BlackRock Capital Appreciation V.I. Fund: Class III BlackRock Variable Series Funds, Inc.
Fidelity(R) VIP Contrafund(SM) Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund II
Fidelity(R) VIP Growth Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund
MFS(R) VIT Growth Series — Service Class MFS(R) Variable Insurance Trust
NVIT American Funds Growth Fund — Class II Nationwide Variable Insurance Trust Funds

Large-cap value

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP Equity-Income Portfolio(SM) — Service Class 2 Fidelity Variable Insurance Products Fund
Fidelity(R) VIP Value Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund
Invesco V.I. Diversified Dividend Fund — Series II Shares INVESCO
MFS(R) VIT Value Series — Service Class MFS(R) Variable Insurance Trust
NVIT BlackRock Equity Dividend Fund — Class II Nationwide Variable Insurance Trust Funds
Putnam VT Large Cap Value Fund — Class IB Putnam Variable Trust

Mid cap stocks

Mid-cap blend

Investment option fund profile (PDF) Fund partner
NVIT Mid Cap Index Fund — Class I Nationwide Variable Insurance Trust Funds

Mid-cap growth

Investment option fund profile (PDF) Fund partner
Delaware Ivy VIP Mid Cap Growth — Class II Ivy Funds Variable Insurance Portfolios, Inc.
Invesco V.I. Discovery Mid Cap Growth Fund — Series II Invesco Variable Insurance Funds
MFS(R) VIT Mid Cap Growth Series — Service Class MFS(R) Variable Insurance Trust

Mid-cap value

Investment option fund profile (PDF) Fund partner
American Century VP Mid Cap Value Fund — Class II American Century Variable Portfolios, Inc.
MFS(R) VIT III Mid Cap Value Portfolio — Service Class MFS(R) Variable Insurance Trust
NVIT Multi-Manager Mid Cap Value Fund — Class II Nationwide Variable Insurance Trust Funds

Small cap stocks

Small-cap blend

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP Disciplined Small Cap Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund
Invesco V.I. Main Street Small Cap Fund — Series II Invesco Variable Insurance Funds
NVIT Multi-Manager Small Company Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT Small Cap Index Fund — Class II Nationwide Variable Insurance Trust Funds

Small-cap growth

Investment option fund profile (PDF) Fund partner
Allspring VT Small Cap Growth Fund — Class 2 Allspring Variable Trust
MFS(R) VIT New Discovery Series — Service Class MFS(R) Variable Insurance Trust
NVIT Multi-Manager Small Cap Growth Fund — Class II Nationwide Variable Insurance Trust Funds

Small-cap value

Investment option fund profile (PDF) Fund partner
AB VPS Discovery Value Portfolio — Class B AllianceBernstein Variable Products Series Fund, Inc.
Delaware VIP Small Cap Value Series — Service Class Delaware VIP Trust
NVIT Multi-Manager Small Cap Value Fund — Class II Nationwide Variable Insurance Trust Funds

International stocks

Emerging markets

Investment option fund profile (PDF) Fund partner
American Funds Insurance Series(R) New World Fund — Class 4 American Funds Insurance Series

Foreign large blend

Investment option fund profile (PDF) Fund partner
MFS(R) VIT II Research International Portfolio — Service Class MFS(R) Variable Insurance Trust
NVIT International Index Fund — Class VIII Nationwide Variable Insurance Trust Funds
Putnam VT International Equity Fund — Class IB Putnam Variable Trust

Foreign large growth

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP International Capital Appreciation Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund
Fidelity(R) VIP Overseas Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund
NVIT NS Partners International Focused Growth Fund: Class II Nationwide Variable Insurance Trust Funds

Foreign large value

Investment option fund profile (PDF) Fund partner
NVIT Columbia Overseas Value Fund — Class Z Nationwide Variable Insurance Trust Funds
Putnam VT International Value Fund — Class IB Putnam Variable Trust

World stock

Investment option fund profile (PDF) Fund partner
Invesco V.I. Global Fund — Series II Invesco Variable Insurance Funds
NVIT American Funds Global Growth Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT iShares Global Equity ETF Fund — Class II Nationwide Variable Insurance Trust Funds

Bonds

High yield bond

Investment option fund profile (PDF) Fund partner
BlackRock High Yield VI Fund — Class III BlackRock Variable Series Funds, Inc.
Columbia VP High Yield Bond Fund — Class 2 Columbia Funds Variable Series Trust II
Invesco V.I. High Yield Fund — Series II Shares INVESCO
NVIT Federated High Income Bond Fund — Class I Nationwide Variable Insurance Trust Funds

Inflation-protected bond

Investment option fund profile (PDF) Fund partner
American Century VP Inflation Protection Fund — Class II American Century Variable Portfolios II, Inc.

Intermediate government bond

Investment option fund profile (PDF) Fund partner
American Funds Insurance Series(R) U.S. Government Securities Fund — Class 4 American Funds Insurance Series

Intermediate-term bond

Investment option fund profile (PDF) Fund partner
BlackRock Total Return VI Fund — Class III BlackRock Variable Series Funds, Inc.
Fidelity(R) VIP Investment Grade Bond Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund II
Invesco VI Core Plus Bond Fund — Series II Shares Invesco Variable Insurance Funds
Janus Henderson VIT Flexible Bond Portfolio — Service Shares Janus Aspen Series
Lord Abbett Series Total Return Portfolio — Class VC Lord Abbett Series Fund
MFS(R) VIT II MFS Income Portfolio — Service Class MFS(R) Variable Insurance Trust
NVIT American Funds Bond Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT BNY Mellon Core Plus Bond Fund — Class P Nationwide Variable Insurance Trust Funds

Investment grade bond

Investment option fund profile (PDF) Fund partner
MFS(R) VIT II Corporate Bond Portfolio — Service Class MFS(R) Variable Insurance Trust

Multisector bond

Investment option fund profile (PDF) Fund partner
Fidelity(R) VIP Strategic Income Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund

World bond

Investment option fund profile (PDF) Fund partner
NVIT iShares Fixed Income ETF Fund — Class II Nationwide Variable Insurance Trust Funds

Short-term bonds

Short-term bond

Investment option fund profile (PDF) Fund partner
MFS(R) VIT III Limited Maturity Portfolio — Service Class MFS(R) Variable Insurance Trust
PIMCO VIT Low Duration Portfolio — Advisor Class PIMCO Variable Insurance Trust

Ultrashort bond

Investment option fund profile (PDF) Fund partner
PIMCO VIT Short-Term Portfolio — Advisor Class PIMCO Variable Insurance Trust

Cash

Cash

Investment option fund profile (PDF) Fund partner
NVIT Government Money Market Fund — Class I Nationwide Variable Insurance Trust Funds

Specialty

Real estate

Investment option fund profile (PDF) Fund partner
NVIT Real Estate Fund — Class II Nationwide Variable Insurance Trust Funds

Asset allocation

Aggressive allocation

Investment option fund profile (PDF) Fund partner
NVIT Blueprint(SM) Aggressive Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Moderately Aggressive Fund — Class II Nationwide Variable Insurance Trust Funds

Moderate allocation

Investment option fund profile (PDF) Fund partner
BlackRock 60/40 Target Allocation ETF VI — Class III BlackRock Variable Series Funds, Inc.
Fidelity(R) VIP Balanced Portfolio — Service Class 2 Fidelity Variable Insurance Products Fund III
NVIT American Funds Asset Allocation Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Capital Appreciation Fund — Class II Nationwide Variable Insurance Trust Funds
NVIT Blueprint(SM) Moderate Fund — Class II Nationwide Variable Insurance Trust Funds

World allocation

Investment option fund profile (PDF) Fund partner
BlackRock Global Allocation VI Fund — Class III BlackRock Variable Series Funds, Inc.
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