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Your newly-rented apartment should feel safe and secure, which is where Nationwide renters insurance comes in. Nationwide provides a variety of renters coverage options to fit your needs. From liability protection and coverage for your belongings in your St. Louis home to your off-campus apartment in Columbia. Nationwide’s renters insurance coverage provides customizable protection at affordable rates. We even offer renters insurance discount to help our members save more. Start a Missouri renters insurance quote online now from Nationwide.

Is renters insurance required in Missouri?

No, there is no federal law that requires tenants to carry renters insurance; however, some landlords may require proof of renters insurance as part of the lease agreement.

Missouri renters coverages and discounts
person shield

Renters insurance coverage

With Nationwide renters insurance coverage, you enjoy the security of knowing your belongings may be covered if stolen, damaged or destroyed.

Get renters coverage
money

Discounts on renters insurance rates

Save money on Nationwide renters insurance coverage with these renters insurance discounts.

See how you can save

Policy features that may meet the needs of Missouri renters

Nationwide renters insurance is designed to protect your new apartment in Florissant or your rented home in Saint Charles.
  • Valuables Plus®1 insurance may cover items such as jewelry, watches, antiques and fine art in the event of covered losses, including theft.
  • Medical payments renters insurance may cover others' medical expenses resulting from an accident on your property.

Nationwide agents throughout Missouri are ready to assist you

Select your city below to find an agent near you.
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We have Nationwide agents throughout Missouri.
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What factors go into determining a renters insurance rate?

While the average cost of renters insurance varies based on a number of components, these are common factors that insurance companies use to assess risk and determine your renters insurance rate:

Location

The location of the rental property includes state and ZIP code.

Coverage

The type of coverage you choose and how much personal property and liability protection you want your policy to cover.

Deductible

The amount of money you choose to pay out of pocket can affect your renters insurance premium.

Bundle insurance policies

Nationwide offers a variety of multi-policy discount options. Choosing to bundle auto and renters insurance from the same insurance provider can potentially lower your insurance premium.

Get a free Missouri renters insurance review

A Nationwide On Your Side® Review is a free, annual consultation and insurance assessment that can help you:
  • Increase or decrease your deductible(s)
  • Determine the home insurance coverage options that are right for your budget and situation. For instance, did you recently build a garage or gazebo you need covered? Have you installed a protective device that could qualify you for a discount? The On Your Side® Review is a great time to make these types of updates to your policy.
  • Review our responsive home insurance claim policy
Call Nationwide at 1-877-On-Your-Side and get your Missouri renters insurance quote today.

Nationwide coverage in Missouri

Motorcycle insurance

Find motorcycle coverages and discounts for your state.

Auto insurance

Find auto coverages and discounts for your state.

Homeowners insurance

Find homeowners coverages and discounts for your state.

On Your Side® Review

Make sure your insurance keeps up with your life.

[1] Valuables Plus is an optional feature. Exclusions and limits apply. Details vary by state and policy language. Please consult your policy for the specifics of your selected coverages.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply.